Retirement

How to Prepare for a Successful Business Exit with Mike Meilinger

December 4, 2025 by Hans Blake, CFA, CPA

Reading Time: 2 minutes

In this episode of Intelligent Money Minute, Hans Blake, CFA, CPA, sits down with Mike Meilinger, CPA, ABV, CFF, PFS, and managing partner of Meilinger Consulting, on how to guide clients through critical business transitions such as valuations, succession planning, and exit strategies—topics that often determine the long-term success of both the business and its owner.

Planning Ahead Pays Off

Mike explains that the ideal scenario is when business owners start preparing five to ten years before selling their company. This window allows time to build value, strengthen financial systems, and plan strategically for taxes and wealth transfer. “If a client actually comes to us ten years before a sale, that’s a godsend,” he says. “There’s so much we can do to make that exit more tax efficient.”

His process begins with a baseline assessment—a valuation that establishes where the business stands today and what it could be worth in the future. From there, he and his team design a roadmap to help owners grow their business’s value while positioning it for an eventual sale.

Understanding the Tax Landscape

When it comes time to sell, Mike notes that most transactions are structured as asset purchases rather than stock sales. This protects the buyer from unknown liabilities and allows for valuable tax deductions over time. However, sellers often face a mix of ordinary income and capital gains taxes, which can significantly reduce their proceeds.

“Even with today’s relatively low rates, a $10 million sale could result in roughly $2.5 million in taxes,” Mike explains. To mitigate that burden, he recommends long-term tax and estate planning, including gifting strategies or transferring ownership into trusts before a sale. These techniques, when done properly and early, can preserve millions in potential taxes and allow those funds to compound for future generations.

The Importance of Time and Teamwork

Both Hans and Mike emphasize that the key to a successful exit lies in collaboration. Having a financial advisor, CPA, and estate attorney work together gives business owners a coordinated plan that addresses both the sale and life after it. Unfortunately, most entrepreneurs wait too long—often approaching professionals only months before closing a deal.

“The biggest lost opportunity we see,” Mike says, “is when business owners come to us 90 days before a sale. At that point, there’s very little time to implement meaningful strategies.”

Planning ahead, he adds, not only maximizes value but ensures peace of mind during one of the biggest financial transitions of a person’s life.

More From Mike Meilinger

Please be sure to subscribe to our podcasts as we will be interviewing Mike on upcoming podcasts where he shares valuable insights on how proactive tax planning, disciplined financial behavior, and long-term business strategy can create lasting success.

Mike Meilinger Bio

Mike Meilinger is the leader and visionary of Meilinger. He’s worked in public accounting since 1995. He has earned over 10 prof designations and his claim to fame is that he’s never failed a professional exam.

Mike’s passion is people. His “why” is he believes that every business owner should have a spiritual vision and that vision should be how they impact the lives of the people they serve. Mike’s vision is to dramatically impact the lives of his customers, his employees, and his vendors.

Outside of work, Mike loves working out and staying healthy. He’s tremendously committed to lifelong learning and is always studying things he thinks can help his clients and his employees get to the next level.

Turning Your Business into an Asset with Mat Hultquist

November 6, 2025 by Hans Blake, CFA, CPA

Podcast: Play in new window | Download

Reading Time: 2 minutes

In this episode of Intelligent Money Minute, Hans Blake, CFA, CPA, continues his conversation with Mat Hultquist, CPA and president of The Hultquist Firm, a Greenville-based tax strategy and advisory practice. Mat shares the most common tax planning opportunities business owners miss and how to turn a growing business into a long-term asset rather than just a job.

Small Habits That Add Up

Mat explains that every business owner, whether just starting out or already established, should understand the fundamentals of tracking income, expenses, and profitability. For startups, simple habits like logging mileage, keeping receipts, and accurately recording income and costs can have a big impact at tax time. Tools such as MileIQ or even a basic spreadsheet can help create that foundation. He emphasizes that understanding where your business makes and loses money—especially cost of goods sold—is critical for sustainability and smart decision-making.

As businesses grow, Mat often sees owners overlooking key opportunities like retirement planning. Many focus entirely on sales and operations but forget to save for their own future. Mat encourages setting up a simple IRA or 401(k) early, allowing business owners to take tax deductions while building long-term financial stability. Hans adds that this strategy is about transforming human capital into financial capital—ensuring that the energy and effort poured into building a business today support financial freedom tomorrow.

Build a Business That Works for You

Mat also reminds listeners to view their company as a true asset, not just employment. Building systems, delegating responsibility, and planning for eventual succession all increase the value of a business beyond its founder. Buyers want to purchase a company that runs independently—not a job that disappears when the owner retires.

Whether you’re a startup entrepreneur or a seasoned business owner, Mat’s message is clear: track everything, plan ahead, and remember that your business should work for you, not the other way around.

More From Mat Hultquist

Please be sure to subscribe to our podcasts as we will be interviewing Mat on upcoming podcasts where he shares valuable insights on how proactive tax planning, disciplined financial behavior, and long-term business strategy can create lasting success.

Mat Hultquist Bio

Mat Hultquist brings over 30 years of experience in tax and public accounting to his role as president of The Hultquist Firm. His career began with Arthur Andersen in Atlanta, where he served in the Tax Consulting Group and worked with individuals and businesses across industries to optimize tax strategies. In 2003, he founded The Hultquist Firm with a vision to go beyond simple tax preparation and to provide proactive planning, deeper business insight, and personalized advisory services.

He holds degrees from Auburn University and is committed to translating complex tax and financial matters into straightforward language that clients can understand and act on.

Building a Legacy Through Adaptation with Scott Groves

October 30, 2025 by Hans Blake, CFA, CPA

Podcast: Play in new window | Download

Reading Time: 2 minutes

When the energy crisis hit the United States in the late 1970s, few could have predicted that it would spark the creation of a family business that would stand the test of time. For Scott Groves, now CEO of CUI Distribution in Greenville, South Carolina, that story began with his father’s vision to meet a simple but vital need: helping people heat their homes affordably and safely.

Kerosene Heaters to a Heating Products Leader

Back then, gas lines wrapped around city blocks, inflation soared, and interest rates climbed into the double digits. Scott’s father, then a furniture retailer in Lansdale, Pennsylvania, saw an opportunity. By selling kerosene heaters directly in his store, he tapped into a growing demand for alternative energy sources. That small pivot turned into a booming venture—within three years, he and his partner sold over a million heaters across Pennsylvania, New Jersey, and Delaware.

With the business’s early root in heater sales, it evolved into CUI Distribution, known for carrying a massive inventory of heating-products from top manufacturers. The company emphasizes fast availability and wide selection.

Adapting to Change While Staying True to Core Values

Scott’s leadership reflects a deep respect for the past and a clear vision for the future: “We’ve always been about meeting real needs. The products may change, but that mission doesn’t.” His story highlights how innovation and adaptability can sustain a business across generations.

CUI’s evolution—rooted in resilience, foresight, and family-values—serves as a reminder that smart, sustainable growth isn’t just about reacting to challenges, but anticipating them. It’s a philosophy that mirrors the principles of intelligent investing: long-term thinking, disciplined decision-making, and trust in the foundations that endure.

More From Scott Groves

Please be sure to subscribe to our podcasts as we will be interviewing Scott on upcoming podcasts where he shares valuable insights on principles of stewardship, adaptability, and long-term thinking that drive both business and investing success.

Scott Groves Bio

Scott Groves is the Chief Executive Officer of CUI Distribution, a leading heating products supplier headquartered in Greenville, South Carolina. With more than four decades of experience in the industry, Scott has guided CUI through significant growth and transformation since taking over the family business founded by his father in 1978.

Under his leadership, CUI has expanded from its origins in kerosene heaters and cans to become a trusted distributor serving residential, commercial, and industrial heating markets across the nation. Known for his practical leadership style and deep commitment to customer service, Scott emphasizes innovation, reliability, and family values as the foundation of CUI’s success.

How to Build Financial Freedom Beyond Your Business with Mike Meilinger

October 29, 2025 by Hans Blake, CFA, CPA

Podcast: Play in new window | Download

Reading Time: 2 minutes

In this episode of Intelligent Money Minute, Hans Blake, CFA, CPA, sits down with Mike Meilinger, CPA, ABV, CFF, PFS, and managing partner of Meilinger Consulting, on financial freedom truly means and some of the most common blind spots that even successful business owners face.

Redefining Financial Freedom

For many of Mike’s clients, financial freedom isn’t defined by a specific dollar amount. Instead, it’s about having the confidence and flexibility to make decisions on their own terms—knowing they have the financial foundation to pursue new ventures or retire comfortably.

Mike emphasizes that predictable cash flow and tax efficiency are key pillars of true financial independence. He and his team help clients identify concentration risks, diversify income streams, and structure their businesses to operate more sustainably. As Mike explains, “Tax efficiency is one of the main drivers of financial independence. It’s not just about what you earn—it’s about what you keep.”

He also encourages business owners to invest in assets that create stability outside of their primary income, such as owning the real estate their business occupies or working closely with a financial advisor to build diversified wealth over time.

Building a Sellable Business

When discussing business exits, Mike notes that about 80% of privately held businesses in the U.S. aren’t sellable. The biggest reason? Overreliance on the owner. If a business can’t run without its founder, it has little transferable value. He uses a powerful analogy: “If the business is a tent and the owner is the pole, what happens when you pull out the pole?”

Creating documented systems, empowering employees, and building a playbook for how the business operates all make it more attractive to buyers—and help owners step back without the company collapsing.

Avoiding the Biggest Blind Spots

Beyond finances, Mike highlights several personal and operational blind spots that can derail even the most successful entrepreneurs. These include neglecting health, overlooking key relationships, failing to embrace technology, and reactive tax planning instead of proactive strategy. He also stresses the importance of having a formal exit plan—both for the business and for life after it.

Hans adds that technology adoption, such as leveraging automation and AI, is increasingly vital for firms that want to stay competitive and efficient. Both agree that maintaining balance between financial goals, health, and relationships is crucial to enjoying the rewards of long-term success.

Mike Meilinger Bio

From Big 8 to Building His Own Firm with Mat Hultquist

October 26, 2025 by Hans Blake, CFA, CPA

Podcast: Play in new window | Download

Reading Time: 2 minutes

In this episode of Intelligent Money Minute, Hans Blake, CFA, CPA, interviews Mat Hultquist, CPA and president of The Hultquist Firm, a tax strategy and advisory firm in Greenville, South Carolina. Mat shares how his journey from Arthur Andersen to entrepreneurship shaped his approach to serving clients and building lasting relationships.

Mat originally studied architecture at Auburn University before realizing his natural strength in accounting. After earning both his undergraduate and master’s degrees, he joined Arthur Andersen in Atlanta, one of the “Big 8” accounting firms at the time. There, he gained extensive experience in tax consulting and mergers and acquisitions, developing the technical skills and strategic insight that would later define his career.

Building a Firm on Relationships

After several years in corporate accounting, Mat wanted a more personal connection with his clients. When his uncle, a CPA in Santa Fe, invited him to join his small firm, Mat embraced the opportunity. Immersed in the day-to-day work of small business owners, he gained valuable experience in client communication, tax preparation, and business management.

In 2003, Mat and his wife moved to Greenville, South Carolina, where he launched The Hultquist Firm. Starting with a small office and a handful of clients, he built his business through genuine relationships—personally reaching out to attorneys and advisors, inviting them to lunch, and creating a trusted referral network.

Today, The Hultquist Firm continues to serve clients across industries with a focus on proactive tax strategy, personalized advisory services, and long-term planning. Mat’s story is a reminder that lasting success often begins with persistence, humility, and the drive to serve others well.

Mat Hultquist Bio

He holds degrees from Auburn University and is committed to translating complex tax and financial matters into straightforward language that clients can understand and act on.

How a Game of Solitaire Help Solve the Retirement Puzzle

September 27, 2025 by Hans Blake, CFA, CPA

Reading Time: 5 minutes

With a staggering number of people approaching retirement, the pressure to know you are truly prepared is immense. Over the next two decades, an estimated $84 trillion will be transferred between generations, with much of that wealth going to millennials and Gen X. Meanwhile, a record number of Americans—more than 11,000 per day from 2024 to 2027—are turning 65. This historic “Peak 65” surge means that a lot of people need to be confident in their financial future.

For me, this idea of financial confidence started not in a finance classroom, but with a deck of cards. As a young boy, I would visit my grandparents and we’d play Rook around their card table, which my family still has today. The game’s instructions held a secret—a way to play Solitaire. I taught myself, and I became fascinated by why some games were won and others were lost. I knew it wasn’t random; there had to be a pattern, a probability that I just couldn’t solve on my own.

Today, that same curiosity drives our work at Intelligent Investing. We believe you don’t have to play this “financial game” alone. We’re here to help you move from a game of chance to a game of confidence by using principles that have guided scientists for centuries, from nuclear physics to modern data science.

From a Coin Flip to a Retirement Plan

To understand how we provide a high degree of confidence in your financial future, you can think of a simple coin flip. If you flip a coin 10 times, you might get six heads and four tails. It’s an unpredictable, random result. However, if you keep flipping the coin hundreds or even thousands of times, the results will consistently converge toward the expected 50/50 outcome. This is a core principle in probability known as the Law of Large Numbers.

The key concept behind modern financial prediction is the Monte Carlo method, a powerful statistical technique that uses this very principle. Its origin story is just as captivating as the math. In 1946, while recovering from a severe illness, mathematician Stanislaw Ulam found himself playing countless games of Solitaire. He realized that analytically solving the probability of winning a randomly shuffled game was “hopeless” due to the immense number of possible arrangements. His simple idea was to just play hundreds of games and count the wins to get a good estimate.

Ulam and his colleague John von Neumann then applied this random sampling concept to their top-secret work on the Manhattan Project. They needed to model how neutrons behaved inside a nuclear core, a problem with an immense number of possible outcomes that made direct computation impossible. This groundbreaking method of using random sampling to approximate complex problems with high stakes was named the Monte Carlo method, a fitting name given the element of chance in games like Solitaire and the nature of their work. The name was a clever code word, a nod to the famous gambling city of Monaco where games of chance are central.

The Nobel Prize-Winning Theory of Risk

While the Monte Carlo method handles the probabilities of the markets, we also know that investor behavior is the dominant determinant of long-term returns. This is where a second Nobel Prize-winning theory comes into play: Prospect Theory, developed by Nobel laureates Daniel Kahneman and Amos Tversky. This theory tells us that investors are more sensitive to losses than they are to gains.

A simple illustration of this is the “mug experiment” often used in behavioral economics. Imagine you’re in a room, and you’re given a mug. A few minutes later, you’re asked if you’d like to sell the mug back. Most people refuse, even for a price higher than what they would have been willing to pay to buy it in the first place. This is because the emotional pain of “loss aversion”—losing the mug you now own—is much greater than the potential joy of gaining the money from selling it. We’re wired to feel losses more acutely than we feel gains.

This fundamental bias is why an investor may hold onto a losing investment for too long, as they don’t want to “lock in a loss” and admit a poor choice was made. We all have these behavioral blind spots. We convince ourselves that everyone else thinks the same way we do. This is why we need to remove our emotions from investing and have a plan we can stick with.

At Intelligent Investing, we use technology based on this theory to quantify your personal comfort with risk. We use Nitrogen, a cutting-edge software that determines your unique Risk Number—a score from 1 to 99 that objectively quantifies your risk tolerance. By using real dollar amounts to gauge your acceptable level of potential loss, we move beyond subjective terms like “conservative” or “aggressive” and align your portfolio with your true risk tolerance. This helps you avoid misbehaving and allows us to act as your prudent behavioral coach.

Part of this accountability is solidified through our Investment Policy Statement, or IPS. Both the client and the advisor sign off on this document, which formally agrees to a specific risk level for the portfolio. This ensures that expectations are set and emotions are kept on the sidelines, providing a clear audit trail and keeping everyone accountable.

Bringing It All Together: A Plan for a Changing World

Your financial life is an incredibly complex, dependent system. Your future success depends not only on market factors but on a chain of interconnected factors: inflation, market volatility, and personal spending habits.

At Intelligent Investing, we believe in partnering with our clients on their financial journey. For clients with a financial plan, we use both the Monte Carlo method to run over 1,000 scenarios and Nitrogen’s Risk Number, which serves as a valuable tool to help track your progress. Think of it as a helpful “report card” that provides clear, transparent expectations for potential gains and losses in dollar amounts. This powerful combination helps to reduce emotional and subjective guesswork, giving you a clear “probability of success” for your retirement and a sense of confidence in your plan.

Our proprietary fintech solution, Intelligrations®, intelligently integrates your financial life to help you gain this crucial clarity. By leveraging technology, we help you gain confidence in your financial future and remove the emotions from investing.

Are you ready to stop guessing and start knowing? Download our complimentary e-book entitled, “Is Your Portfolio on Track” , and if you enjoyed this blog, consider joining our monthly complimentary Intelligent Insights newsletter by clicking here. For those of you who are ready to stop guessing what your financial future may hold, reach out for a complimentary call or coffee. We’d be honored to serve you and your family.

If you found this blog interesting and would like to stay informed about financial topics like this, consider joining our monthly complimentary Intelligent Insights newsletter.

Join Our Newsletter!

Disclosure: This blog may reflect the perspectives and research of Intelligent Investing and, where applicable, incorporates insights from guest interviews or expert opinions. Any external views or opinions shared do not necessarily reflect the stance of Intelligent Investing. We may also utilize tools such as ChatGPT to enhance readability, grammar, and flow, while all core ideas remain proprietary to our firm.

Please note that Intelligent Investing does not provide specific tax or legal advice. All investments carry risks, including the potential loss of principal, and past performance is not indicative of future results. Any specific securities, sectors, or investment strategies mentioned are for informational purposes only and should not be considered a recommendation. We encourage readers to consult with Intelligent Investing for advice tailored to their unique financial situation. Unauthorized reproduction or distribution of this content is prohibited without proper credit to Intelligent Investing.

Navigating Required Minimum Distributions (RMDs): Why You Shouldn’t Go It Alone

September 18, 2025 by Hans Blake, CFA, CPA

Reading Time: 3 minutes

Retirement planning doesn’t end when you stop working—it evolves. One of the most crucial yet often misunderstood aspects of retirement income planning is Required Minimum Distributions (RMDs). If you’re nearing age 73 or have inherited an IRA, understanding these rules is critical to avoiding unnecessary penalties and ensuring your retirement savings work for you.

What Are RMDs and Who Needs to Take Them?

RMDs are the minimum amounts you must withdraw annually from your retirement accounts, including traditional IRAs, SEP IRAs, SIMPLE IRAs, and employer-sponsored retirement plans (such as 401(k) and 403(b) plans). These distributions begin at age 73, thanks to changes implemented by the SECURE Act 2.0.

However, there are exceptions:

If you’re still working and participating in a workplace retirement plan, you may be able to delay your RMDs—unless you own more than 5% of the company sponsoring the plan.
Roth IRAs do not require RMDs during the account owner’s lifetime, though designated Roth 401(k)s and 403(b)s do unless rolled into a Roth IRA.
Inherited retirement accounts follow different RMD rules, especially after the SECURE Act changes.

Why You Need to Plan RMDs Strategically

Taking RMDs isn’t just about meeting IRS requirements—it’s about optimizing your financial future. Failing to withdraw the correct amount can result in a steep penalty of 25% (recently reduced from 50%) of the shortfall, making compliance crucial. But beyond avoiding penalties, there are several tax strategies to consider:

Timing Your First RMD: If you turn 73 in 2025, you have until April 1, 2026, to take your first RMD. However, delaying until April means taking two distributions in one tax year, which could push you into a higher tax bracket.
Charitable Giving Opportunities: If you’re charitably inclined, a Qualified Charitable Distribution (QCD) allows you to donate up to $100,000 from your IRA directly to charity, satisfying your RMD without increasing taxable income.
Tax-Efficient Withdrawals: Combining RMDs with Roth conversions or strategically withdrawing funds earlier may help manage future tax liabilities.

SECURE Act 2.0 and New RMD Rules

The SECURE Act 2.0 introduced several key updates to RMD regulations:

Age Increase for RMDs: The required starting age for RMDs increased from 72 to 73 (and will eventually rise to 75 by 2033).
Spousal Election for RMDs: A surviving spouse can elect to be treated as the deceased spouse for RMD purposes, potentially delaying distributions until the decedent would have reached RMD age.
New 10-Year Rule for Inherited Accounts: Most non-spouse beneficiaries must now withdraw the entire balance within 10 years, regardless of whether the original owner had started RMDs.
Updated Life Expectancy Tables: Beneficiaries taking RMDs based on life expectancy calculations can reset their figures using revised IRS tables introduced in 2022, potentially lowering required withdrawals.

Avoid Costly Mistakes—Let Us Help

Understanding the nuances of RMDs is essential, but it can be complex, especially with the evolving tax landscape. Whether you’re approaching your first RMD, inheriting a retirement account, or looking for tax-efficient distribution strategies, we’re here to guide you through the process.

As a CPA and fiduciary wealth advisor, I specialize in helping clients organize their financial junk drawers—including RMDs. The last thing you want is to miss an RMD deadline or pay more in taxes than necessary. Let’s work together to ensure you stay compliant while making the most of your retirement savings.

If you have questions about your RMDs or want to explore tax-efficient withdrawal strategies, reach out to us today. We’re here to help you navigate the rules and avoid costly missteps—so you can enjoy your retirement with confidence. Click here to get started.

Take the Next Step

Don’t let forgotten accounts derail your financial journey. Download our complimentary e-book, Is Your Portfolio on Track, and start taking control of your retirement savings today. Click here to access the e-book.

If you found this blog interesting and would like to stay informed about financial topics like this, consider joining our monthly complimentary Intelligent Insights newsletter.

Join Our Newsletter!

Disclosure: This blog may reflect the perspectives and research of Intelligent Investing and, where applicable, incorporates insights from guest interviews or expert opinions. Any external views or opinions shared do not necessarily reflect the stance of Intelligent Investing. We may also utilize tools such as ChatGPT to enhance readability, grammar, and flow, while all core ideas remain proprietary to our firm.

Please note that Intelligent Investing does not provide specific tax or legal advice. All investments carry risks, including the potential loss of principal, and past performance is not indicative of future results. Any specific securities, sectors, or investment strategies mentioned are for informational purposes only and should not be considered a recommendation. We encourage readers to consult with Intelligent Investing for advice tailored to their unique financial situation. Unauthorized reproduction or distribution of this content is prohibited without proper credit to Intelligent Investing.

Don’t Leave Your 401k Behind

September 18, 2025 by Hans Blake, CFA, CPA

Reading Time: 3 minutes

When I was in college, we had daily chapel services. On rainy mornings, I’d dutifully bring my umbrella. But if the sun came out by the time chapel ended, I’d often forget my umbrella in the umbrella racks. Inevitably, I’d realize my mistake when it started raining again—sometimes weeks later, leaving me scrambling to wonder where I last left it, and then retrieving it at our campus bookstore. What seemed like a small oversight often turned into a bigger inconvenience.

For many Americans, forgetting about a 401(k) account when changing jobs is not unlike leaving an umbrella behind. It’s easy to move on without thinking about it, but retrieving and reintegrating it later can be complicated — and potentially costly. The statistics are eye-opening: as of May 2023, there were over 29 million forgotten 401(k) accounts worth more than $1.6 trillion, according to Capitalize. That’s up from 24.3 million accounts and $1.35 trillion just two years prior. These forgotten accounts now represent 25% of all 401(k) assets, leaving a significant portion of retirement savings potentially underutilized or mismanaged. Ignoring your 401k or 403b costing you more than you think.

So what’s the solution? At Intelligent Investing, we believe in the importance of taking every piece of your financial puzzle into consideration, including any retirement plans left with former employers. Here’s how we can help:

Managing 401(k)s While You’re Still Working

If you’re currently employed and contributing to a new 401(k), it’s crucial to consider how your former accounts align with your overall financial strategy. Forgotten accounts could lead to unnecessary risks, overlapping investments, or missed opportunities for diversification. We’ll help analyze your existing plans, ensuring they work together in harmony with your other investments.

Rolling Over and Consolidating Accounts

Leaving your old 401(k) with a former employer might seem convenient, but it’s not always the best choice. Lack of ongoing professional management could mean your investments aren’t optimized. Rolling over your 401(k) into a new plan or an IRA provides potential opportunities to:

Simplify your financial life by consolidating accounts.
Gain access to more diverse investment options.
Optimizing your risk management.

Our team can guide you through the process of transferring funds, ensuring the rollover is seamless and avoids any unnecessary tax penalties.

Comprehensive Portfolio Management

Retirement accounts are just one part of your financial picture. Integrating your forgotten 401(k)s into a comprehensive portfolio can help maximize returns while aligning with your financial goals. Our proprietary financial software, Intelligrations®, intelligently integrates your 401(k) with other assets to ensure a holistic view of your finances.

Why It Matters

Failing to manage forgotten 401(k) accounts can lead to unintended consequences, such as:

Increased portfolio risk.
Redundant or underperforming investments.
Missed opportunities to grow your wealth.

But taking action now can pave the way for a more secure retirement. And the good news? You don’t have to navigate this alone.

Take the Next Step

Just like remembering to pick up an umbrella before it’s too late, managing your forgotten 401(k) accounts now can save you from financial headaches down the road. Let us help ensure every dollar you’ve earned is working hard for your future. Click here to get started.

If you found this blog interesting and would like to stay informed about financial topics like this, consider joining our monthly complimentary Intelligent Insights newsletter.

Join Our Newsletter!

Disclosure: This blog may reflect the perspectives and research of Intelligent Investing and, where applicable, incorporates insights from guest interviews or expert opinions. Any external views or opinions shared do not necessarily reflect the stance of Intelligent Investing. We may also utilize tools such as ChatGPT to enhance readability, grammar, and flow, while all core ideas remain proprietary to our firm.

Please note that Intelligent Investing does not provide specific tax or legal advice. All investments carry risks, including the potential loss of principal, and past performance is not indicative of future results. Any specific securities, sectors, or investment strategies mentioned are for informational purposes only and should not be considered a recommendation. We encourage readers to consult with Intelligent Investing for advice tailored to their unique financial situation. Unauthorized reproduction or distribution of this content is prohibited without proper credit to Intelligent Investing.