Finances can be Stressful
Intelligent Investing believes we all have purposes in life and have been given money to help accomplish these purposes while building relationships along the way. However, as we go through life, we face many decisions that can cause financial stress. You may need to determine how you are going to pay for schooling or what career path is best. Perhaps, you want to get married or start a family. Later, you may decide to purchase a home or start a business. Along the way, you may need to make decisions on asset allocation, investment choices, employer 401(k)s, and your children’s college planning. Finally, you need to make decisions regarding retirement, philanthropy, estate planning, social security, long-term care insurance, and your family legacy. Every phase of life has its own unique set of financial stresses. We organize your “financial junk drawers,” so you can enjoy life.
Intelligent Investing minimizes your financial stress so you can maximize your life.
Core Values
Intelligent Investing believes our clients should be the center of all we do. We want to provide the best client experience in every interaction, which is why our core values focus on each CLIENT. Our core values are: Compassion, Legacy, Integrity, Excellence, Nimble, and Truth. Our core values are the why behind what we do.
Fee-only Independent Fiduciary
Intelligent Investing is an independent, fee-only registered investment adviser (RIA) with a fiduciary responsibility to act in your best interest at all times. We are paid only one way–by our clients. Fee-only means we don’t sell any products and are paid based on the assets that we steward. This removes potential conflicts of interest in our advice and places us on the same side of the table as you. We put ourselves in your shoes for every decision we make. We are incentivized to make sure you are in the right portfolio based on your goals and risk tolerances.
Philosophy
Intelligent Investing has three pillars of financial thought: traditional finance, behavioral finance, and values-based finance. These three pillars are the foundation of every thought that goes into our research, portfolio decisions, and client communications. Our wealth management process follows deep-rooted CFA® principles, and we integrate a number of cutting-edge financial technologies within the firm.
Risk Management
We are risk managers who use multiple risk technologies to understand your willingness to take on risk (sleep-at-night factor), your ability to take on risk, the amount of risk needed to give you a good chance of meeting your goals, and your portfolio’s actual risk. We offer a complimentary risk assessment and portfolio evaluation to our prospects.
What Makes Us Different
Intelligent Investing is insightful, independent, and innovative. Intelligent Investing has four unique factors we believe make us different from other advisors.
- We aim to minimize fees (including taxes).
- We strive to save our clients time.
- We unify families with financial communication.
- We leverage technology in an effort to improve investor behavior.
Credentials
Our Intelligent Investing Advisors have some of the top investment and planning credentials which include: a CFA® Charterholder , CPA, CFP®, and a PhD of Economics. We understand that no one cares how much you know until they know how much you care. Therefore, while our credentials are one way to demonstrate our professionalism, they are only one of many multi-faceted dimensions of who we are.
Behavioral Coaching and Accountability
Finally, Intelligent Investing believes that behavioral coaching and accountability is one of the most under-appreciated, yet most valuable things an advisor can provide clients.
You may purchase unnecessary insurance or an annuity or perhaps hold onto a losing investment too long because you don’t want to lock in a loss and admit a poor choice was made. Unfortunately, our biases become blind spots, and we convince ourselves everyone else thinks the same way we do. Since we all have blind spots, having an accountability partner can ensure your family and portfolio are on the right track.
Often people think they don’t need an advisor because they have handled their finances and investments their entire life. Many times families don’t have a backup plan in case the family member who takes care of the finances and investments can no longer do it or doesn’t care to do it. It is best to plan ahead and have a trusted advisor, than to face a crisis where families are forced into making financial decisions on their own.
We’d Love to Work with You
Intelligent Investing will be the first to acknowledge that we cannot control markets or even how long you may live. However, we believe that by investing prudently through market cycles while managing risks, controlling our own emotions, while coaching you to control your emotions, we may provide a smoother path as we travel together on this journey called life. Consider joining us and making us your financial accountability partner. We’d love to help minimize your financial stress in your life, so you can build stronger, deeper relationships with family and friends, fulfill your life’s purposes, and maximize your life.
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