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Aaron Klein Profile Pic

What is Riskalyze and Its Mission?

On today’s Intelligent Money Minute, we welcome Aaron Klein the CEO of Riskalyze. During this episode, Aaron explains how his company Riskalyze came to be, and what's Riskalyze mission for ...

How to Hedge Against Stagflation?

On today’s Intelligent Money Minute, we’ll interview Ed Peters on how to hedge against stagflation. In previous episodes, Ed stresses how correctly diagnosing the inflationary environment is ...
Aaron Klein Profile Pic

Who is Aaron Klein of Riskalyze

On today’s Intelligent Money Minute, we welcome Aaron Klein the CEO of Riskalyze. Riskalyze is an investment risk software that powers the world’s first risk alignment platform that is built on ...
recency bias

Recency Bias- Why We Often Sabotage Our Portfolios

If I were to ask you to name 10 restaurants, chances are you would name 10 restaurants you’ve eaten at recently. You likely wouldn’t name restaurants you’ve eaten at say 1-2 years ago that you no ...

Reflation, Deflation, & Stagflation? OH MY!

On today’s Intelligent Money Minute, we’ll interview Ed Peters on reflation, deflation, and stagflation. You'll read in the headlines about the different types of inflation including stagflation, ...

Inflation Risks & Hedging Techniques We Need To Consider

On today’s Intelligent Money Minute, we’ll interview Ed Peters on inflation risks & hedging techniques we need to consider. In general, we don't typically know what causes the current ...

Is Our Current Inflationary Environment Transitory?

On today’s Intelligent Money Minute, we’ll interview Ed Peters on whether our current economic environment is transitory inflation. Many economists believe the current inflation in our country is ...

The Fed is on Slippery Ice

On today’s Intelligent Money Minute, we’ll interview Ed Peters on how the Fed is on slippery ice. During this episode, Ed explains the Fed's reasoning behind potentially raising interest rates ...

What Are The Inflationary Indicators & What Can They Tell Us?

On today’s Intelligent Money Minute, we’ll interview Ed Peters on whether what are the inflationary indicators? During this episode, Ed breaks down the different types of inflationary indicators ...
Hans Blake, CFA, CPA

Should I Take Lump Sum Social Security Benefits?

So, you are about to start taking Social Security, and you set up a call with a Social Security agent. While on the phone, they tell you about a special option to receive up to six months of ...

Is This Inflation A Repeat of the Hyperinflation of the 70s?

On today’s Intelligent Money Minute, we’ll interview Ed Peters on whether this inflation is a repeat of the hyperinflation of the 70s? During this episode, Ed walks us through the history of ...

The History and Three Causes of Inflation

On today’s Intelligent Money Minute, we’ll interview Ed Peters on the history and three causes of inflation. During this episode, Ed walks us through the history of inflation starting in the ...

Top Tips to Keep Your Financial New Year’s Resolutions

    Top Tips to Keep Your Financial New Year’s Resolutions I trust you had a merry Christmas, and if you are like me, it is easy to set a bunch of new year’s resolutions for the new ...

Don’t Be a Purse for Your Suitors

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on not being a financial purse for suitors. In an attempt to find new love, widows can fall prey to greedy suitors. Suitors who ...
Shelly Hamilton Profile

Tips for Dealing with Tragedy, Sadness, & Poor Health Over the Holidays.

Despite Christmas being a cheerful time of year, many people find the holidays very depressing. Shelly experienced tragedy on Mother's Day when her son Jonathan passed away. During this episode, ...

What Widows Should Look For In a Trusted Financial Advisor

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on what widows should look for in a trusted financial advisor. Unfortunately, many financial wolves in sheeps clothing prey upon ...

Widows Are Still Hot! Trends in Widowhood

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on trends in widowhood. The yearly census shows that, on average, one million women become widowed. During this episode, Kathleen ...

5 Steps to Leaving a Legacy Letter

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on 5 steps to leaving a legacy letter.  Kathleen says, "you can give loved ones a far more precious treasure that’s a ...

Why Should I Leave a Legacy Letter?

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on why you should leave a legacy letter. It's wise to have your final will and testament in order, but your possessions aren’t ...
Shelly Hamilton Profile

Living in a Glass House Pt.2

On this episode of Intelligent Money Minute, we'll be interviewing Shelly Hamilton on living in a glass house. During this episode, Shelly is joined by her son-in-law and daughter, Adam and Megan ...
Christine Benz Profile Pic

Retirement Planning Is Boring?

On today’s Intelligent Money Minute, we continue our conversation with Morningstar’s director of personal finance, Christine Benz on why retirement planning is boring. The last thing you expect to ...
Buyer Beware

Beware: How to Choose Your Financial Advisor

Choosing amongst the many financial advisors, financial planners, and wealth managers can be daunting. There are a lot of credentials and designations to consider. Consider reading: CPA, CFA, or CFP®: ...
Christine Benz Profile Pic

Spending Money in Retirement with Christine Benz

On today’s Intelligent Money Minute, we continue our conversation with Morningstar’s director of personal finance, Christine Benz on spending money in retirement. During this episode, Christine ...
Shelly Hamilton Profile

Living in a Glass House Pt.1

On this episode of Intelligent Money Minute, we'll be interviewing Shelly Hamilton on living in a glass house. During this episode, Shelly is joined by her son-in-law, Adam Morgan. A glass house ...
Christine Benz Profile Pic

How Potential Higher Inflation and Taxes Impact Your Retirement Strategy

On today’s Intelligent Money Minute, we continue our conversation with Morningstar’s director of personal finance, Christine Benz on how potential higher inflation and taxes impact your retirement ...
Christine Benz Profile Pic

The Retirement Bucket Approach Part 2

On today’s Intelligent Money Minute, we continue our conversation with Morningstar’s director of personal finance, Christine Benz on the retirement bucket approach. During this episode, Christine ...
Shelly Hamilton Profile

Transitioning the Family Business

On this episode of Intelligent Money Minute, we'll be interviewing Shelly Hamilton on transitioning the family business. During this episode, Shelly is joined by her son-in-law and daughter, Adam ...
Christine Benz Profile Pic

The Retirement Bucket Approach

On today’s Intelligent Money Minute, we interview Morningstar’s director of personal finance, Christine Benz on the retirement bucket approach. Christine has been a longtime believer in this ...

The Value of HSAs

On today's Intelligent Money Minute, we'll interview Larry Swedroe on the value of HSAs. HSAs are becoming more popular as people grow to understand them. Multiple benefits come when utilizing ...
Christine Benz Profile Pic

How Retirees Can Replace Their Income in a Low-Yield Environment

On today’s Intelligent Money Minute, we interview Morningstar’s director of personal finance, Christine Benz on low-yield bonds. During this episode, Christine gives her perspective on what ...
Shelly Hamilton Profile

Balancing Work, Life, and Ministry

On this episode of Intelligent Money Minute, we'll be interviewing Shelly Hamilton on balancing work, life, and ministry. There's nothing more all-consuming than running a business. Shelly and ...

Why You Shouldn’t Check Your Portfolio Daily

During this episode, Larry gives multiple reasons why you shouldn't check your portfolio daily. There's a good bit of science surrounding this topic, yet many still misbehave. The research shows ...
Christine Benz Profile Pic

The Value of Having a Broad Knowledge of Financial Topics

On today’s Intelligent Money Minute, we interview Morningstar's director of personal finance, Christine Benz on the value of having a broad knowledge of financial topics. Recently, Christine Benz ...

Two Key Elements of Retirement Success and Happiness

On this episode of Intelligent Money Minute, we interview Larry Swedroe on the two key elements of retirement success. There's more than just numbers when creating a financial plan. During this ...
Shelly Hamilton Profile

Faith in the Midst of Transition: Losing a Spouse to Alzheimer’s

During this episode, Shelly opens up about the challenges of losing her husband to Alzheimer's. Retirement looks a lot different than what Shelly and Ron had imagined. Instead of enjoying time ...
Christine Benz Profile Pic

Getting to Know Morningstar’s Christine Benz

On today’s Intelligent Money Minute, we interview Morningstar's director of personal finance, Christine Benz. Recently, Christine Benz was named in Barron's Top 100 Influential ...

The Value of a Written Financial Plan

On today’s Intelligent Money Minute, we interview Larry Swedroe on the value of having a written financial plan. A written financial plan helps one avoid glaring holes that may not be apparent ...

President Biden’s Capital Gains Tax Planning

In Biden’s first congressional address, President Biden called for massive government spending including $2.3 trillion in infrastructure and $1.8 trillion in family and education programs. Of ...
Matt Hougan

Sticking to the Plan & Avoiding Behavioral Finance Mistakes

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on sticking to the plan in the midst of fear. Despite being the founder of ETFs.com, Matt isn't ...

The Hardest Decision a Child Will Have to Make (Part 2)

In our previous post, we talked about how many seniors unrealistically believe they can take care of themselves for the rest of their lives. Unfortunately, this isn't the case, and we discussed ...

The Four Horsemen of the Retirement Apocalypse

On today’s Intelligent Money Minute, we interview Larry Swedroe on the four horsemen of the retirement apocalypse. Larry explains the importance of investors not using historical returns for ...
HENRYs

The 3 Solutions to the Biggest Financial Problems HENRYs Face

First of all, nobody likes to be labeled, and there are always exceptions to the rule, but HENRY is an acronym that stands for High Earner Not Rich Yet (coined by Fortune in 2003). HENRYs ...
Matt Hougan

How to Get Started with Cryptocurrency

We asked Matt how someone new to investing can get started with cryptocurrency. Matt explains that strict guide rails are critical to cryptocurrency. He stresses don't overdo it because ...
Shelly Hamilton Profile

Faith in the Midst of Tragedy: Losing a Child to Mental Illness

During this episode, Shelly opens up about the mental illness that ailed her late son Jonathan. Around 19 years old, Jonathan Hamilton took an acne medicine that sent him into a clinical ...
bitcoin

Intelligent Investing’s Perspective on Bitcoin

Bitcoin has soared in recent months, smashing through its 2017 highs and new territory for the first time in three years. The bitcoin price hit around $42,000 per bitcoin in January 2021, up ...
Shelly Hamilton Profile

Faith in the Midst of Trials

For when I am tried and purified, I shall come forth as gold. These are the words that Ron Hamilton penned as he faced cancer which eventually took his eye. Ron and Shelly Hamilton had only been ...
Shelly Hamilton Profile

From Trials to Blessings: The Story of Patch the Pirate

We never know when unexpected trials will come. Perhaps you're left wondering why and how these trials could be part of God's sovereign plan. Back in 1978, Ron and Shelly Hamilton were teaching ...
Radio

HENRY’s Investing Crisis

I recently had the opportunity of being invited back to the South Carolina Business Review on South Carolina Public Radio to discuss the unique problems that HENRYs (High Earner Not Rich Yet) ...
Matt Hougan

The Risks of Cryptocurrency & Bitcoin

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on the risks of cryptocurrency and bitcoin. From bitcoin to dogecoin to chainlink, cryptocurrency is ...
Reddit

Lessons Learned From Hedge Fund and Reddit Greed

Why Brokers Had To Restrain Trading in GameStop Shares Users of the Reddit forum "r/wallstreetbets" encouraged individuals to bid up Gamestop's (GME) and AMC's stock price. Their actions caused ...

The Four Biggest Financial Problems a HENRY Faces

First of all, nobody likes to be labeled, and there are always exceptions to the rule, but HENRY is an acronym that stands for High Earner Not Rich Yet (coined by Fortune in 2003). HENRYs are ...
Matt Hougan

Cryptocurrency & How It Works

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on cryptocurrency and how it works. During this episode, Matt pulls back the curtain and sheds ...
Larry Siegel Fewer, Richer, Greener

The Dimensions Of Active Management

On this episode of Intelligent Money Minute, we interview Larry Siegel, the director of the CFA Institute Research foundation on the dimensions of active management. In this episode, Larry breaks ...
Matt Hougan

The Dangers of Commission-Free ETF Trading

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on the dangers of commission-free ETF trading. Recently, custodians have been offering ...
Larry Siegel Fewer, Richer, Greener

How To Invest In A World Of Negative Interest Rates

On this episode of Intelligent Money Minute, we interview Larry Siegal, the director of the CFA Institute Research foundation on how to invest in a world of negative interest rates. Most ...

How to Help Others Who Have Been Financially Scammed

This is part two of a mini-series on those who have been financially scammed. You can read part one here. I recently received a call out from a loved one. "Hans, are you sitting down," they ...
cyber security

11 Ways To Protect Yourself From Being Financially Scammed

This is part three of a mini-series on protecting yourself from being financially scammed. You can read part one here and read part two here. There's been a huge increase in online activity ...
Larry Siegel Fewer, Richer, Greener

The Secret of Endowment Success

Larry sheds light on the secrets of endowment success. First, he encourages investors to be long-term investors in behavior rather than claiming to be one. Another endowment principle to consider ...
Depression

How to Emotionally Heal After Being Financially Scammed

I recently received a call out of the blue from a loved one. "Hans, are you sitting down," they said in a frail voice filled with emotion. I immediately thought there was an accident or death ...
Matt Hougan

Lessons Learned From The ETF Flash Crash

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on lessons learned from the ETF flash crash. You're right to realize that ETFs have different risks ...
Larry Siegel Fewer, Richer, Greener

Fewer, Richer, Greener with Larry Siegel

Larry credits the inception of his new work to a book written in 2004 by Ben Wattenberg called "Fewer" detailing the end of the population explosion. As a result of Wattenberg's book, Larry put ...
Matt Hougan

Reasons Mutual Funds May Make Sense in Your Portfolio

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on whether mutual funds make sense in your portfolio. Despite being the Chairman of Inside ETFs, Matt ...
Washington D.C.

Elections Matter?

2020 has been a year filled with uncertainty. From a global pandemic to heated political contention, this year has left the nation spinning about what will happen next. Amidst all this unrest, the ...
Matt Hougan

The Creation and Redemption Process of ETFs

On this episode of Intelligent Money Minute, we interview Matt Hougan, Chairman of Inside ETFs on what ETFs are and how the ETF creation and redemption process works. ETFs have a unique creation ...
Matt Hougan

An Introduction to ETFs with Matt Hougan

In this episode of Intelligent Money Minute, we interviewed Matt Hougan, Chairman of Inside ETFs on the definition of ETF and how they compare to mutual funds. An Exchange Traded Fund (ETF) is a ...
Women: A Retirement Income Roadmap

Women: A Retirement Income Roadmap

More women are working and taking charge of their own retirement planning than ever before. What does retirement mean to you? Do you dream of traveling? Pursuing a hobby? Volunteering your time, ...

Staying on Track with Your Retirement Investments

Compounding is your best friend It's the "rolling snowball" effect. Put simply, compounding pays you earnings on your reinvested earnings. Here's how it works: Let's say you invest $100, and ...
Financial Planning

Financial Planning: Helping You See the Big Picture

It starts with your goals Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each ...

Financial Survival After a Job Loss

People Change Jobs Frequently The best data the Bureau of Labor Statistics has on how many jobs people hold in a lifetime is a longterm study that has followed baby boomers through most of their ...

Getting Help from a Financial Professional

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you're on the right track with your savings and investments? Finding ...

5 Financial Questions to Ask Your Spouse

At Intelligent Investing, one of the things that we believe makes us different is our attempt to unify families with financial communication. We’ve heard stories of people being laid off, ...

Can You Avoid a Layoff?

You may be a dedicated employee who has worked for the same employer for many years, yet you still may be susceptible to getting laid off. Sometimes getting laid off is inevitable, but rarely does ...
Mount Everest

Your Retirement Journey- How It Compares To Climbing Mount Everest (Part 4 of 4)

  How to Choose Your Sherpa- A Retirement Guide Can Be Helpful As a reminder from our previous blog, climbing Mount Everest successfully has been a goal of ...

Your Retirement Journey- How It Compares To Climbing Mount Everest (Part 3 of 4)

  The Incredible Cost to Climb Mount Everest- Retirement is Very Expensive Climbing Everest is expensive. The price range for a standard ...

Your Retirement Journey- How It Compares To Climbing Mount Everest (Part 2 of 4)

Beware: Avalanches Lie Ahead- Retirement Income Planning is Vital Everest is approximately 29,029 feet, and above 26,000 is known as the "death zone." Sudden weather changes and avalanches are ...
Mount Everest

Your Retirement Journey- How It Compares To Climbing Mount Everest (Part 1 of 4)

  The Slippery Slope of COVID-19- Navigating the Bear Market Sadly, for many retirees, the slippery slope of retirement transition just got a lot more ...
Can You Avoid a Layoff

What to Do When Coronavirus Decides Your Retirement

Unfortunately, the coronavirus isn't simply a threat to our physical well-being, it's also a direct threat to our pocketbooks. And it's not just working-age Americans who could suffer the ...
11 Crazy Market Tips

Ten Ways to Stay Sane in a Crazy Market

  Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It's useful to have strategies in place that prepare you both financially and ...

Add Intelligent Money Minute Podcasts to your Alexa Daily Briefing

With Flash Briefing, Alexa delivers news and content from popular broadcasters, local weather information, and more. To add our Intelligent Money Minute to your daily briefing: 1. Open up your Amazon ...

Don’t Just Do Something–Sit There! (The Power of Restraint)

Copyright 1963 by Jerry Lewis Enterprises, Inc. and Paramount Pictures Corporation. Photographer unknown. Attribution details below. President Trump announced recently that we have 15 days to ...

Short Term Volatility- What’s Your Move?

Short-Term Volatility- What Happened Today? U.S. stocks careened lower Monday. Short-term volatility pushed major indexes closer to a bear-market territory as a price war for oil and coronavirus ...

Remarriage Can Be a Tough Conversation

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on how remarriage can be a tough conversation. Kathleen gives advice on how to have the conversation of remarriage with your ...

5 Things You Should Know about the Coronavirus Correction

We have recently seen an uptick in volatility and fear. As you can see from this Fear & Greed Index, which represents what emotion is driving the market now, there has been an increase in ...

Common Mistakes by Pre-Retirees

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on common mistakes made by pre-retirees. Larry discusses several mistakes he has noticed made by pre-retirees. To begin, he ...

How to Use a Donor-Advised Fund with a Financial Advisor

On today’s Intelligent Money Minute, we’ll interview John Putnam on how to use a donor-advised fund (DAF) with a financial advisor. John gives us three insightful reasons to seek your financial ...
Radio

Three Things You Must Share with Your Financial Advisor

I recently had the opportunity of being invited back to the South Carolina Business Review on South Carolina Public Radio to discuss this topic. Mike Switzer interviewed me on the importance of ...

Why Widows Are Hot

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on why widows are hot. During this episode, Kathleen explains why widows are hot and how the future is female. First, she states ...
coronavirus

How the Coronavirus Might Affect the Stock Market

The Coronavirus Coronaviruses are a family of viruses common in animals, with the newest deadly strain (Novel Coronavirus) identified in Wuhan, China. Coronaviruses, which get their name from ...

How Diversification is Like Taking a U.S. Road Trip

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how diversification is like a U.S. road trip. Larry begins by stating that in a world of uncertainty, diversification is the ...

Three Key Elements To Being An Index Investor

On today's Intelligent Money Minute, we'll interview Rick Ferri on three key elements to be an index investor. During this episode, Rick continues his summary of his e-book, "The Education of ...

What is a Donor-Advised Fund?

On today’s Intelligent Money Minute, we’ll interview John Putnam on what is a donor-advised fund. John begins by giving us a simple definition. A donor-advised fund is a low-cost flexible account ...

How to Help a New Widow

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on how to help a new widow, and things not to say. Kathleen initially gives the advice to simply listen to a widow. Such a simple ...

Hope and Opportunities for the Retail Investor

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on hope for the retail investor. Because retail investors tend to struggle to outperform, we want to ask Larry what opportunities ...
Washington D.C.

What Does the New SECURE Act Mean for Me?

The full House passed by a 297-120 vote on December 17, 2019 the year-end spending bill, which includes the Setting Every Community Up for Retirement Enhancement (SECURE) Act. The SECURE Act, ...

Practical Tips for Lump Sum Recipients

On today's Intelligent Money Minute, we'll interview Rick Ferri on practical tips for lump sum recipients. During this episode, Rick divides lump sums into two different types and explains ...

How to Integrate Charitable Giving

On today’s Intelligent Money Minute, we’ll interview John Putnam on how to integrate charitable giving. John discusses ideas on how to encourage charitable giving within your family. First, John ...

How to Maximize Your HSA

Many Americans either have or are eligible for health savings accounts (HSAs), but many fail to understand their benefits. At Intelligent Investing, our passion is to minimize your financial ...

Widowhood is Like a Butterfly

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on how widowhood is like a butterfly. Kathleen discusses the butterfly’s transformation in her book. She speaks of how we all ...

Greed & Chasing Alpha

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how greed and chasing alpha makes it difficult to outperform. We’ll discuss how there has been a change in the landscape due ...
$50 SC Refund

$50 Could Be Headed Your Way

Earlier this year, South Carolina lawmakers determined $61 million of the tax dollars generated by the 2018 Mega Millions winner would be used to fund $50 tax rebate checks for qualifying ...

The Journey of an Index Investor

On today's Intelligent Money Minute, we'll interview Rick Ferri on the journey of an index investor. During this episode, Rick talks about his new e-book, "The Education of an Index Investor." ...

What the National Christian Foundation Can Do for Families?

On today’s Intelligent Money Minute, we’ll interview John Putnam on what NCF can do for families. John states initially that NCF can help families create a giving plan. NCF helps families think ...

Grace: The Third Stage Of Widowhood

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on grace: the third stage of widowhood. On previous podcasts, Kathleen has discussed grief and growth, the first two stages of ...

The Paradox of Skill

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on the paradox of skills. This is the third issue that makes Alpha become elusive. Larry explains two thoughts that need to be ...

Practical Tips for Pre-Retirees

On today's Intelligent Money Minute, we'll interview Rick Ferri on practical tips for pre-retirees. During this episode, Rick provides helpful insight for those who want to set themselves up for ...

Growth: The Second Stage Of Widowhood

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on the second stage of widowhood: growth. Previously, we interviewed Kathleen on grace: the first stage of widowhood. Kathleen ...

An Overview of the National Christian Foundation

On today’s Intelligent Money Minute, we’ll interview John Putnam on an overview of the National Christian Foundation (NCF). John Putnam is the president of the National Christian Foundation ...

Three Military Discipline Investing Values

On today's Intelligent Money Minute, we'll interview Rick Ferri on three military discipline investment values. During this episode, Rick recounts his military days and how they shaped his ...

The Shrinking Pool of Victims

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how the shrinking pool of victims makes it difficult to outperform. In his book Why Alpha is Becoming More Difficult, this is ...

The Impact of Investment Expenses

On today's Intelligent Money Minute, we'll interview Rick Ferri on the impact of investment expenses on a portfolio. During this episode, Rick provides insight on fees and how they can affect ...

Grief: The First Stage Of Widowhood

On today’s Intelligent Money Minute, we’ll interview Dr. Kathleen Rehl on grief: the first stage of widowhood. In Kathleen’s book, Moving Forward on Your Own: A Financial Guidebook for Widows, ...

Academics Converting Alpha Into Beta

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how academics converting alpha into beta make outperformance difficult. Prior to 1992, only active managers had exposure to ...

Time In Markets Is Important, Not Timing Markets

Fear is Back We have recently seen an uptick in volatility and fear. As you can see from this Fear & Greed Index, which represents what emotion is driving the market now, there has been an ...

Dangers of Backtesting Performance & Managers

On today's Intelligent Money Minute, we'll interview Rick Ferri on surviviorship bias and the dangers of backtesting performance and managers. During this episode, Rick defines survivorship bias ...

5 Things You Should Do About the Capital One Hack

https://www.youtube.com/watch?v=Y7w2UoMUMYI Capital One Data Breach Capital One said a hacker had compromised the personal information of more than 100 million people on Monday. It was one of ...

You’re Not Alone When Placing a Parent in a Nursing Home

On today's Intelligent Money Minute, we'll interview Beverly Flaxington on realizing that you are not alone when placing a parent in a nursing home. Making the decision on whether or not to place ...

How’s It Going To End?

The Truman Show is a 1998 science fiction film featuring Jim Carrey as Truman Burbank. Truman, the unsuspecting star of The Truman Show, a reality television program broadcast live around the clock ...

The Journey Of Becoming A Widow To Financially Guiding Widows

On today's Intelligent Money Minute, we'll interview Dr. Kathleen Rehl on becoming a widow to financially guiding widows. Kathleen's late husband challenged her to accomplish her purpose in ...

The Difficulty of Consistently Outperforming the Market

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on the difficulty of consistently outperforming the market. Over time, the markets are becoming more efficient, consequently ...
Arthur Laffer Note

My Personal Note from Art Laffer

On June 19, 2019, President Donald J. Trump awarded the Presidential Medal of Freedom to Arthur B. Laffer.  This prestigious award is the highest civilian honor, which may be awarded by the ...

Rick Ferri’s Financial Heroes

On today's Intelligent Money Minute, we'll interview Rick Ferri on his personal financial heroes. During this episode, Rick highlights renown professionals that left a lasting impression on him. ...

How To Handle Long Term Care Regret

On today's Intelligent Money Minute, we'll interview Beverly Flaxington on how to handle regret when placing a parent in a long-term care facility. Guilt and regret can arise after deciding to ...

Mitigating Dangerous Investing Emotions

On today's Intelligent Money Minute, we'll interview Rick Ferri on mitigating dangerous investing emotions. During this episode, Rick explains the concept of behavioral finance and the power of ...

Great Ideas to Consider During Retirement

On today's Intelligent Money Minute, we'll interview Beverly Flaxington on great ideas to consider during retirement. During this episode, Bev encourages us to view retirement as a new phase, and ...

The Power of Passive Investing

  On today's Intelligent Money Minute, we'll interview Rick Ferri on the power of passive investing. During this episode, Rick defines passive investing and why the biggest investing ...

The Legacy of Jack Bogle

On today's Intelligent Money Minute, we'll interview Rick Ferri on the legacy of Jack Bogle. Rick first met Jack Bogle at a Boglehead's forum. During this episode, Rick recounts his personal ...

Emotionally Transitioning Into Retirement

On today's Intelligent Money Minute, we'll interview Beverly Flaxington on the importance of emotionally transitioning into retirement. During this episode, Bev reflects on her mother's ...

Why Retirement Shouldn’t Be Your Only Goal.

Have you ever considered what's next after retirement? On today's Intelligent Money Minute, we'll interview Beverly Flaxington on why retirement shouldn't be your only goal. Many advisors make ...

Should Financial Advisors Become Life Coaches?

On today's Intelligent Money Minute, we'll interview Beverly Flaxington on whether financial advisors should consider becoming life coaches. Bev encourages every advisor to display intellectual ...

Lessons Learned When Battling Cancer

On today's Intelligent Money Minute, we'll interview Carl Sharperson on lessons learned when battling cancer. Cancer has touched the lives of millions of families whether immediate or extended. ...

Press on, Regardless!- My note from Jack Bogle

Mr. Bogle was nicknamed "Jack" Many in the financial industry were saddened to hear of the passing of John C. Bogle at the age of 89 on January 16, 2019. At the time of his passing, Mr. Bogle was ...
Dan Hamilton

Real Estate Tips for Successful Professionals

On today's Intelligent Money Minute, we'll interview Dan Hamilton on Real Estate tips for successful professionals. We discuss conservative tips for HENRYs who are looking to buy a ...

How Not to Lose Your Mind When Unemployed

On today's Intelligent Money Minute, we'll interview Carl Sharperson on how not to lose your mind when unemployed. During this episode, Carl explains how he kept his mind sane while unemployed. ...
Dan Hamilton

Reasons for Entering the Real Estate Profession

Have you ever thought about starting a career in Real Estate? On today's Intelligent Money Minute, we'll interview Dan Hamilton on his reasons for entering the Real Estate profession. During ...

The Value of Knowing Why and How People Think

On today's Intelligent Money Minute, we'll interview Beverly Flaxington on the value of knowing why and how people think about money. During this episode, Bev explains her trademark moniker and ...

Identifying Work Life Imbalance

On today's Intelligent Money Minute, we'll interview Carl Sharperson on identifying work life imbalance. Everyone is trying to "get ahead," and many accomplish this endeavor by pouring in ...
Dan Hamilton

4 Secrets to Know When Selling Your Home

Thinking about selling your home, but you have no idea where to start? On today's Intelligent Money Minute, we'll interview Dan Hamilton on four seller secrets you may want to know when selling ...

The 3 Most Influential People in a Navy Officer’s Life

On today's Intelligent Money Minute, we'll interview Carl Sharperson on lessons he learned from the most influential people in his life. It is not what you call me, it's what I answer to ...
Dan Hamilton

Lessons Learned from the 2008 Crisis

On today's Intelligent Money Minute, we'll interview Dan Hamilton on real estate lessons learned from the crisis of 2008. During this episode, we discuss the value of diversification, and how ...
Dan Hamilton

2 Useful Tips When Buying a New Home

Thinking about buying a new home? On today's Intelligent Money Minute, we'll interview Dan Hamilton on tips to consider when entering the buyer market. Our previous podcasts with Dan highlighted ...
Oil rig

5 Thoughts on Oil (In Under 1 Minute)

Oil prices have dropped about 22% last month (or 33% from the Oct. 3rd peak to around $51/barrel for U.S. crude oil futures)The benefit is that consumers don't have to pay as much at the ...

Five Lessons from Skydiving Over the Grand Canyon

As our clients and friends know, I ride a motorcycle as a hobby, a Harley Davidson, of course. My riding buddy and I rode to Arizona to see the Grand Canyon this month. For extra fun and to get a ...
Dan Hamilton

Tips for Downsizing Your Home in the Next Decade

On today's Intelligent Money Minute, I'll interview Dan Hamilton on some tips for downsizing your home in the next decade. Our previous podcasts with Dan highlighted the Greenville Hotspots and ...

4 Reasons to Not Worry About a Trade War

In this latest podcast, we interview Dr. Jeff Roach, our director of research, on 4 Reasons Not to Worry About a Trade War. But first, a little backstory: What Happened This Week? On Wednesday ...

What is the Purpose of the Federal Reserve?

The Federal Reserve 's Federal Open Market Committee, or FOMC, announced the third rate hike of 2018 this week, a move that was widely expected. But you may be wondering, why did they increase ...
Radio

How to START Planning for a Successful Retirement

South Carolina Business Review Interview With baby-boomers comprising one of the largest groups of our population, it should come as no surprise that another large group is made up of those that ...
credit cycle

Where Are We in the Credit Cycle?

On this podcast, I'll interview Dr. Jeff Roach, our Director of Research on where we may be in the credit cycle. This is important to understand as the Federal Reserve's next meeting is ...
Dan Hamilton

Where Are We in the Greenville Real Estate Cycle?

On today's Intelligent Money Minute, I'll interview Dan Hamilton on some key real estate metrics and where we may be in the Greenville real estate cycle. Our previous podcast with Dan ...
Trade War

What do Tariffs Mean to Me?

On this podcast, I'll interview Dr. Jeff Roach, our Director of Research on what tariffs mean to you. Most people (especially consumers) agree that free trade or fair trade is a good thing. ...
Trade War

Should You Be Worried About a Trade War

Regardless of your political bent, no one wants a trade war. A tariff is a tax or duty to be paid on a particular class of imports or exports. If you've read recent business headlines, the US and ...

The Hardest Decision a Child Will Have to Make (Part 1)

One of the hardest decisions a child will have to make is the decision to place their parent into assisted living, memory care, or a nursing home. Our family recently went through this with my grandpa ...
Dan Hamilton

Greenville Hotspots and Where Greenville is Trending

On today's Intelligent Money Minute, I'll interview Dan Hamilton on the Greenville hotspots and where Greenville is trending. I'll be interviewing Dan on several podcasts regarding the ...
Hans Blake, CFA, CPA

10 Lessons I’ve Learned in my First Year as an Entrepreneur

We started Intelligent Investing in May 2017. Since today is my birthday, I thought I would reflect over the past year or so as an entrepreneur and share some of the lessons I have learned so far ...
Dr. Brad Case, CFA

US and Global Real Estate Asset Outlook

US and Global Real Estate Outlook In this Intelligent Money Minute podcast, we'll interview Dr. Brad Case, CFA about his opinion about the US and global real estate outlooks. Intelligent Money ...
Google Home Mini

Hey Google, Play Intelligent Money Minute Podcast

Google Assistant is making quite a name for herself. The "smart" voice-powered star of Google's growing line of Home products can play music, audiobooks, games and more; all you have to do is ...
Dr. Brad Case, CFA

U.S. and Global Real Estate Correlation

Correlation Correlation is a way of describing how things move in relation to one another. For example, the more time you spend studying, the higher the likelihood of getting a good grade. ...
Dr. Brad Case, CFA

US and Global Real Estate Asset Outlook

US and Global Real Estate Outlook In this Intelligent Money Minute podcast, we'll interview Dr. Brad Case, CFA about his opinion about the US and global real estate outlooks. Intelligent Money ...
Dr. Brad Case, CFA

Global Real Estate Asset Class Characteristics

Global Real Estate Asset Class In this Intelligent Money Minute podcast, we'll interview Dr. Brad Case, CFA about the global real estate asset class. We'll discuss what an asset class is and the ...
Dr. Brad Case, CFA

Signaling Misbehavior

One of my girls came down into my office today wearing my clothes from head to toe, including my sandals, over-sized polo shirt and my watch. She couldn't stop giggling as she thought it was ...

Nonrefundable Tax Credits for Exceptional SC Donations

What is Exceptional SC? The Exceptional SC scholarship fund (a 501(c)(3), also known as the Educational Credit for Exceptional Needs Children or ECENC) was created by the South Carolina ...
Dr. Brad Case, CFA

Overconfidence Misbehavior

Overconfidence Examples We all struggle with being overconfident. We've seen the devastating effects of an overconfident leader  or politician having to eat crow. Individuals and advisers are ...

How to Have an End-of-Life Family Meeting

Over the next several decades, the biggest and wealthiest generation in U.S. history will transfer roughly $30 trillion in assets to their Gen X and millennial children. At Intelligent Investing, ...

When Should A Hockey Coach Pull the Goalie

The Vegas Golden Knights face off the Washington Capitals in the NHL Stanley Cup Finals this week. If you have ever watched any hockey, you may have seen the goalie leave the goal towards the end of ...

Lessons Learned From Russ Crosson- Part 1

Earlier this year, Hans and I were privileged to be at a small event hosted by the Upward Star Center in Spartanburg. Russ Crosson, Executive Vice-Chairman of the Board for Ron Blue Trust ...
Radio

Which Type of Investor Are You?

South Carolina Business Review Interview When it comes to investing in stocks and bonds, have you ever given any thought as to your personal investment philosophy or behavior?  I recently had ...
Dr. Brad Case, CFA

Misbehaving with Real Estate

Misbehaving with Real Estate is our next podcast in our real estate series.   In this special real estate (REIT) podcast series, we will learn from Dr. Brad Case, CFA who is a ...
Dr. Brad Case, CFA

Why Add Real Estate to Your Portfolio

Why Add Real Estate to Your Portfolio is our next podcast in our mini-series on real estate. In this episode, I'll interview Dr. Brad Case, CFA who is a Senior Vice President of Research and ...
Dr. Brad Case, CFA

What Does the Global Real Estate Market Look Like

What Does the Global Real Estate Market Look Like is our next podcast in our mini-series on real estate. In this podcast, we will learn from Dr. Brad Case, CFA who is a Senior Vice President of ...

Hey Alexa, Play Intelligent Money Minute Podcast

Alexa is making quite a name for herself. The "smart" voice-powered star of Amazon's growing line of Echo products can play music, audiobooks, games and more; all you have to do is ask. She can ...

5 Principles to Know Before you START Retirement

We work predominantly with high net worth individuals, many of whom are approaching the "retirement runway." A recurring theme comes up frequently in our conversations, and that is whether or ...

What are the Differences between a Revocable and Irrevocable Trust

Ever wonder what are the differences between a revocable trust and an irrevocable trust? Listen to Chad Groover, elder law attorney from Upstate Elder Law, talk about the differences between a ...
women and widows financial advisors

3 Ways to Avoid Probate

    Listen to Chad Groover, elder law attorney from Upstate Elder Law, talk about ways to avoid probate on our latest podcast. Be sure to also listen and read our prior blog and ...

How the Probate Process Works

Listen to Chad Groover, elder law attorney from Upstate Elder Law, talk about how the probate process works on our latest podcast. In case you missed it, We heard Chad Groover speak at our ...

5 Things You Should Know about a Stock Market Correction (and a bonus)

Stocks went into free fall on Monday, February 5, 2018, and the Dow plunged almost 1,600 points easily the biggest point decline in history during a trading day. The drop amounted to 4.6% the ...

How the Tax Cuts and Jobs Act Affects ABLE Accounts

Expansion of 529 plans to allow transfers to ABLE accounts The new tax legislation also allows 529 account owners to roll over (transfer) funds from a 529 plan to an ABLE plan without federal tax ...
Tax Cuts and Jobs Act Affects 529 Plans

How the Tax Cuts and Jobs Act Affects 529 Plans

How the Tax Cuts and Jobs Act Affects 529 Plans is a blog that should help you know what happened as a result of the passing of the Tax Cuts and Jobs Act, a sweeping $1.5 trillion tax-cut package, ...

Financial Freedom Calendar

Why Sticking to New Year's Resolutions is So Hard This is the time of year where most people make New Year's Resolutions. One of the best ways to meet your financial goals is to break them down ...

3 Financial Chats You Should Have Over the Holidays

One of Intelligent Investing's four unique factors is to unify families in their financial communication. What better time to talk about finances and money with family than over the holidays. ...
dementia

10 Tips for Caring for a Spouse or Parent who has Become a Child

10 Tips for Caring for a Spouse or Parent who has Become a Child. It has been over three years since my grandma passed away from dementia/ Alzheimer's on Thanksgiving Day, 2014. She was a sweet ...

2018 IRA and Retirement Plan Limits

IRA contribution limits The maximum amount you can contribute to a traditional IRA or a Roth IRA in 2018 is $5,500 (or 100% of your earned income, if less), unchanged from 2017. The maximum catch-up ...

The ABC’s (and D’s) of Medicare

It’s that time again.October 15 to December 7th is open enrollment for Medicare Advantage. You can enroll or change your plan if you are already enrolled. And to understand this government ...

10 Years to Retirement- Top 6 things to be doing

As you approach retirement, you are often overwhelmed by the vast number of decisions that need to be made. When should I retire? How much do I need when I retire? How should I rollover my 401k? ...

How Flood Insurance Works

Before hurricane season, it is important to understand how flood insurance works. We also think it is important to understand who needs flood insurance, and what flood insurance covers. ...

3 Lessons Truett Taught Me

S. Truett Cathy (Founder of Chick-fil-A) It is hard to believe it has been three years since Truett Cathy left this world on September 8, 2014. He grew up during the Great Depression, served ...
Financial Planner Greenville, SC

How to Rollover Your Employer Retirement Plan Assets

Intelligent Investing helps you understand all your employer options to ensure you make wise and informed decisions, so you know how to rollover your employer retirement plan assets. In ...

How to Create a Family Education Policy

We've all seen the school supplies on sale at our local stores. That can only mean one thing....school's about to begin... if it hasn't already started. Most articles written by financial ...

What the Solar Eclipse Can Teach Us About Markets

How to Prepare for the Solar Eclipse Video Ever since I was a kid, I've been fascinated with astronomy (not astrology--big difference). My neighbors introduced me to the planets and moon's ...
Tom Theodore, CFP®

Why I Joined Intelligent Investing

As many of you already know, I joined Intelligent Investing, LLC as a partner in May.  I can’t think of any way to give a greater vote of confidence than that. Hans Blake, founder of ...

How to Get Naked with your Clients (Part 3)

In earlier blogs, I talked about the Fear of Losing the Business and the Fear of Being Embarrassed. In this third and final blog, I will talk about Patrick Lencioni's Fear of Feeling Inferior in ...

What Rising Rates Could Mean for Your Money

Intelligent Investing is able to stress-test your existing portfolio to determine what raising rates may do to your portfolio. We'd be happy to let you know what hidden risks may be lurking in your ...
Kindergarten Graduation

How to Get Naked with Your Clients (Part 2)

In my earlier post, I mentioned that we must get vulnerable with our clients in order to build trust. This post focuses on the second step that hinders trust which is fear of being ...

Fad Money

In the fall of 2005, I was sent by my accounting firm to Birmingham, Alabama on a mission to help reinstate the fraudulent Accounts Receivables for HealthSouth’s financial statements. To burn off ...

How to Get Naked with Your Clients (Part 1)

  Turn Your Head and Cough I remember my Junior High physical like it was yesterday. It was a warm summer day in Harleysville, PA. After doing many stretches and breathing exercises on ...

Mental Accounting 101

  Mental Accounting Sally was once shopping for a quilted bedspread. She went to a department store and was pleased to find a model she liked on sale. The spreads came in three sizes: ...
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